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AA Credit Advisors is your source for credit card counseling services.Our quick and easy quiz will help you determine if credit card consolidation is right for you.

When Do You Need Help?
Take a second to answer our “get out of debt” quiz. We have put together these questions to help you see just where you stand in relation to your finances.

  Yes No
1 - Do you find yourself living from paycheck to paycheck with no breathing room? 
2 - Have you struggled trying to pay off two or more credit card bills? 
3 - Are you unable to put aside any of your salary towards savings, investments, retirement, or college funds? 
4 - Have you been crushed by the weight of a new car or hospital bills in addition to your credit card bills? 
5 - Have you received calls from creditors or collection agencies regarding overdue payments? 
6 - Are money problems causing undue stress or conflict in your home? 
7 - Have you borrowed money from one credit card to pay another? 
8 - Have you been charged extra for late payments or failure to make payments? 
9 - Are your interest rates above 8%?
10 - Have you been considering filing for bankruptcy? 

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